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Uber & Lyft Accident Lawyer NYC
Uber and Lyft have become extremely popular among New Yorkers. These ride-sharing programs make it easy to get around the city, but Uber and Lyft drivers are no more immune to getting into an accident on the road than any other motorist. If you have been hurt in a crash involving a ride-sharing vehicle, an Uber and Lyft accident lawyer in NYC can help with your case. Contact Silberstein, Awad & Miklos, P.C. today to request a free consultation.
Insurance in Uber & Lyft Accidents
New York is a no-fault auto accident state, which means car accident victims typically must go through their own insurance to claim accident benefits. This changes, however, when a paying passenger in an Uber or Lyft is injured—particularly if they do not have their own auto insurance policy.
Uber/Lyft Drivers with App Off
If the Uber or Lyft driver was at-fault for the crash and they did not have their app turned on, accident victims must go through the driver’s personal insurance policy to claim damages. Under New York’s auto insurance requirements, all drivers are required to carry a minimum of $25,000 in liability insurance.
If the ride-sharing driver struck a pedestrian or other person that did not have their own auto insurance, the victim could then file a claim under the driver’s personal insurance company. If the ride-sharing driver struck another motorist, the other driver could go through their own insurance policy.
Uber/Lyft Drivers with App On
When an Uber or Lyft driver has turned on their app and is involved in an accident, the type and amount of coverage changes. If the driver had turned on the app and was on their way to pick up a passenger but did not have anyone in their vehicle, Uber and Lyft would provide a certain amount of coverage. Typically, accident victims can claim up to $50,000 for their injuries from Uber or Lyft in these instances.
After an Uber or Lyft driver has picked up a passenger, however, the amount of insurance increases for accident victims. In this instance, injured individuals can claim up to $1 million directly from Uber or Lyft. If there are multiple injured parties, they must divide any damages awarded within the coverage limits.
Steps to Take After an Uber and Lyft Accident
It is natural to become confused after an accident. You may understand that you are hurt, but you may not know what happened or how the accident occurred. These feelings will likely be exacerbated after a crash involving an Uber or Lyft driver. Still, the steps you take immediately following a ride-sharing accident are crucial, as they will help protect your claim. Here’s what you should know:
Your health should be your top priority after an accident. It is important that you seek medical attention for your injuries after any crash. Additionally, if you do not see a doctor after an accident, the insurance company will argue that you were not hurt or you would have sought medical attention.
Typically, the drivers involved in a crash report the accident to the police. However, if none of the drivers involved have done this, it is important that you call the police immediately after the collision.
Again, many people are familiar with exchanging information with the motorists involved if they were driving at the time. Even if you were a passenger or pedestrian involved in the collision, however, you should still collect this information. Ask the drivers involved for their driver’s license number, insurance information, and license plate number. You should provide them with your name and contact information as well, as you may be considered a witness to the events.
When filing a claim for compensation, you will have to prove the extent of your injuries. Photograph your injuries as well as any other relevant information from the accident scene. Take pictures of the position of the vehicles, traffic signs or signals, any damage caused, and other types of evidence, such as skid marks on the road.
Claims involving an Uber or Lyft driver are extremely complicated. A Lyft or Uber accident lawyer will work on your behalf to determine which party was liable and negotiate with the insurance company to help ensure you recover the damages you deserve.
Just as you should take the above steps, there are also things you should never do after an Uber or Lyft accident. For starters, do not assign blame at the accident scene and try to say as little as possible. If an insurance adjuster calls you shortly after the crash, do not speak to them. Instead, direct them to speak to your attorney.
Claiming Damages After an Uber or Lyft Accident
Filing an insurance claim after an accident is never easy, but going up against huge companies such as Uber and Lyft is even more challenging. Still, you are entitled to receive compensation for all damages you incurred as a result of the crash. An Uber and Lyft accident lawyer from Silberstien, Awad & Miklos will negotiate with the company’s insurance companies and your own if applicable, to help you recover:
- Medical costs
- Lost income
- Loss of earning capacity
- Loss of enjoyment of life
- Pain and suffering
- Emotional distress
- Loss of consortium
A lawyer will accurately evaluate your claim to help ensure you secure the maximum damages you will need. For example, while you may understand the immediate medical costs you incurred, a lawyer will also value the future costs of treatment and include them in your claim.
Get Legal Help Today
If you have been injured in a crash involving an Uber or Lyft driver, do not hesitate to call our Uber and Lyft accident lawyers in NYC today. At Silberstein, Awad & Miklos, P.C., our experienced attorneys understand the challenges these claims present and how to overcome them to secure the most favorable settlement for you. Contact us today to schedule a free consultation with one of our knowledgeable attorneys.